Debt Relief Solutions for Clients in Gilbert, Queen Creek & Mesa, AZ

At D.M. Bankruptcy & Consumer Law Group we understand people fall behind on payments for a variety of reasons. Whether it’s a job loss, death in the family, or out-of-control medical bills, our Mesa bankruptcy lawyer is compassionate and understanding. We help clients from all walks of life get a handle on their debt by guiding them toward the right debt relief solution. Our Mesa, AZ bankruptcy lawyer will take the time to explore all your options and then develop a plan tailored to your needs. With more than 20 years of collective legal experience, we have successfully handled over 1,500 cases and helped our clients discharge millions of dollars in debt.

When you meet with our experienced bankruptcy attorney, we will review and discuss all available resolution paths to become debt-free. It’s important to note that we never pressure clients to file bankruptcy. Instead, we listen to our clients’ goals and assess each case individually. If bankruptcy doesn’t make sense for your situation, we’ll provide alternate relief strategies. We are invested in your long-term success and do everything we can to secure a debt-free future.

If you are tired of mounting debt or are facing foreclosure or other damaging collection actions, contact us today! Our mesa bankruptcy attorney offers free consultation. Together, we will determine if bankruptcy offers the relief you need and then assist you through the filing process.


Fill out the form below to receive a confidential initial consultation to explore your debt relief options.

Proudly serving clients in Gilbert, Mesa, Queen Creek, Phoenix, and the surrounding areas.


    Clients from Gilbert, Queen Creek, Mesa, Phoenix and other surrounding Arizona cities hire us regularly to help with their legal affairs. Click on any practice area to learn more about our process.




    Whether you’re interested in chapter 7 or chapter 13 bankruptcy, our team is committed to helping Arizonans secure a fresh financial start.


    Debt Negotiation


    In some cases, negotiating your debt can make more sense than filing for bankruptcy. Our goal is to help you explore all your debt relief options.


    Foreclosure Alternatives


    Our team has helped thousands of clients save their home after receiving a Notice of Trustee’s Sale. Contact us to explore all available remedies.




    When financial struggles hit, having your car repossessed is one of the worst things that can happen. Learn how a bankruptcy filing may help you keep your vehicle.


    Bank Levies


    To satisfy delinquent debts, creditors can take funds from your accounts using bank levies. We help stop collection actions before you are locked out of your accounts.


    Wage Garnishment


    This process is typically a last resort for creditors when they have been granted a judgment for outstanding debt. Our team can immediately solve this problem.


    Tax Debt Resolution


    Clients seek our help when they owe money to the IRS or Arizona Department of Revenue and do not have the means to repay. Our team works closely with you to reduce or eliminate tax debt.


    Criminal Defense


    We offer aggressive defense against a DUI charge, weapons charge or drug possession. Clients throughout Maricopa County including: Mesa, Gilbert, Queen Creek contact our criminal defense lawyer for his knowledge of the justice system.


    Consumer Law


    Everyone experiences bumps in the road called “Life”. We help clients throughout Arizona in all types of law including: civil litigation, divorce & family law and contract disputes.



    Regardless of how dire your financial circumstances may seem, mesa debt relief is possible. Whether you are saddled with credit card debt or are facing exorbitant medical bills, our law firm can help you find a path forward.

    Our Mesa bankruptcy attorneys know that filing for bankruptcy empowers you to discharge certain types of debt and stops damaging collection actions. Bankruptcy’s automatic stay puts a stop to foreclosure, repossession, wage garnishments, bank levies, and more. Your creditors will not be able to take action against you while your bankruptcy case is pending, and in some situations, they will not be able to do anything until your case is over.

    Upon completing filing bankruptcy, you will generally be permitted to discharge unsecured debts, including credit card debt and medical bills. You may also be able to address or eliminate certain types of tax debt. We can help you file for Arizona bankruptcy at competitive rates that are flexible to your needs and budget. In some circumstances, we offer zero-down filings for Chapter 7 bankruptcy.


    • Chapter 7 Bankruptcy

      This type of personal bankruptcy often makes the most sense if you face overwhelming debt but have little to no current income. However, You will need to pass the Arizona Means Test if you wish to file for Chapter 7.

      Filing can help you discharge qualifying debts and stop damaging collection actions, including wage garnishments and bank levies.

    • Chapter 13 Bankruptcy

      Filing for Chapter 13 bankruptcy involves committing to a repayment plan that addresses some (or in some rare cases, all) of your outstanding obligations. This plan will last between 3 and 5 years and consist of a single monthly payment that addresses all of your debts.

      The amount of this payment will be decided by your current disposable income – that is, your current ability to pay – not by how much you owe.

    • Business Bankruptcy

      Economic turbulence can put businesses from all types of industries in difficult and vulnerable financial positions.

      Filing for Chapter 11 bankruptcy allows you to retain control of your company and restructure business debts. If you are winding down a venture and wish to dissolve your company, Chapter 7 bankruptcy can facilitate the process by liquidating business assets and repaying creditors.


    I have never been more impressed.
    Honesty and Integrity are rarely found these days. At D. M. Bankruptcy Law , my attorney presented me with options that allow for a resolution without the firms involvement. I am not a legally educated person.The fear and intimidation you may have experienced can be overwhelming. I have no words other than to thank Chris and April for their assistance. Thousands of dollars saved.
    – Perry
    Professional & Responsive.
         We usually don’t take time to sit down and write a review, but Chris and April have been so good to us that we had to share our experience. We highly recommend using them. The thought of filing for bankruptcy was frightening for me and my wife, Chris is very detailed and explained everything to us, the pros and the cons. They have made this whole experience as easy as possible for us, and have been there to answer any and all questions and concerns. They are extremely professional and always responsive...Highly recommend them!
    – Brandi
    Made the Whole Experience as Easy as Possible.
    Chris and April are are extremely professional and always responsive. I was hesitant about filing and honestly, a bit embarrassed/ashamed, but Chris was easy to talk to and made me feel comfortable. They have made this whole experience as easy as possible for me, and they've have been there to answer any and all questions and concerns; always making sure I fully understand what's being asked of me or explained. I would definitely recommend them!
    – Shawna
    An Attorney with Integrity!
    Chris Dutkiewicz is honest and professional. He is one of the few Attorneys that I know who has integrity and he really does care. He also works diligently to stay on top of all new laws and situations going on in the world that may affect your decision to file or not.
    – Michelle
    Where to start...
    This was a very hard and scary time in my life. Wasn't sure if I would recover. On the contrary, I am doing better than ever! Chris and April helped me through the whole process. Thank you both for helping me through the roughest road I've have been down so far. As well as showing me there was light at the end of the tunnel! If you are going through this yourself, you won't regret having April and Chris on your side!
    – Ashley



    When you come to our firm for help, you will work directly with our lead Arizona Bankruptcy Lawyer, Chris Dutkiewicz. Attorney Dutkiewicz takes the time to individually assess each client’s situation and determine if debt negotiation or consumer bankruptcy is the appropriate course of action. He has filed thousands of Chapter 7 and Chapter 13 bankruptcy cases and enjoys a strong reputation with the Arizona Bankruptcy Court and Bankruptcy Trustees. Our firm will leverage our knowledge and experience to deliver the results you deserve in your case.